Cheel E-banking

When you connect Cheel to your banks, you switch to continuously updated accounting. Your bank account balances, payment receipt tracking, and payment order preparation are synchronised in real time.
Accounts receivable tracking is done in a single click, while automated bank reconciliation guarantees you a reliable and always up-to-date financial overview.

Transparence totale
  • Full transaction traceability: Access the detailed history of every operation, from initiation through to confirmation.
  • ISO 20022 Standard: Benefit from harmonised formats across all your transfers, direct debits, and statements, thereby reducing errors.
  • Dynamic and precise reporting: Visualise your bank statements and daily balances at a glance.
Simplicity
  • Fast, effortless integration: Connect your bank with a guided setup in just a few clicks.
  • Process automation: Your payment orders in Switzerland and Europe (SEPA), direct debits, and bank statements. No more manual data entry!
  • Universal compatibility: Our connector supports all financial institutions in Switzerland.
Bank-grade security – enjoy complete peace of mind
  • Encryption: Exchanged data is fully protected by the most advanced encryption technologies.
  • Strong Authentication: Access is monitored using mechanisms such as two-factor authentication (2FA) and digital certificates.
  • Anomaly Detection: The system automatically detects and reports anomalies.

ISO 20022 standardized transactions

In Switzerland, ISO 20022 is the standardized standard for financial data exchange. Based on the XML format, it offers increased automation, efficiency, and interoperability. Cheel ERP seamlessly integrates ISO 20022, simplifying your harmonized payments (QR-bills, SEPA) and guaranteeing full compliance with Swiss banking standards.

 

 

camt.053, camt.054

Electronic bank statements, with or without itemised details, to automatically manage your financial accounts with absolute precision.

pain.001

Credit transfer message (outbound payment) to initiate a domestic or SEPA payment from a bank account.

pain.002

Status message to inform the payment initiator (pain.001) of the transaction result (accepted or rejected).

pain.008

Direct debit message (SEPA Direct Debit) used to automatically debit a customer account.

CH-DD, CH-DD B2B

Harmonized direct debit message (Swiss Direct Debit), with or without right of revocation.

Multibanking

An increasing number of Swiss banks are integrating Multibanking. This feature allows you to centralise cash management and electronic data exchange across your various banks with a single login. Cheel is compatible with Multibanking solutions.

Payment Orders Pain.001

First, you prepare your payment orders with Cheel for all the banks involved. Then, simply upload them to your bank's Multibanking solution. The bank takes care of routing them to the various financial institutions to be debited, without any further intervention on your part.

Bank statements (camt.053) and credit/debit advices (camt.054)

Thanks to multibanking, your bank statements are centralized and accessible under a single e-banking contract. You can easily retrieve and process them inside Cheel as simple XML files.

Other modules

Accounting
Financial Accounting, Chart of Accounts, VAT Settlement, Automated Bank Reconciliation.
Human Ressources
Personnel Management, Payroll Statements and Calculations, Swissdec Declarations.
Sales
Full sales cycle: customers, quotations, orders, shipments, QR-bill and eBill invoicing, debt collection, and reporting.
Stock *
Management of items, goods, and services.